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Enjoy happy shopping

Point (reward) reduction rate for using the card at Costco stores: 1.5%
Point (reward) reduction rate for using the card at any other stores: 1.0%
The annual fee for the first year is free! The annual fee for the following year will also be free if you use the card once or more in that year
The annual fee of Costco is automatically withdrawn! You can also get rewards

Usage amount for Costco stores: Reward return rate: 1.5%
Usage amount for other stores: Reward return rate: 1.0%

Basic information of the card
Ancillary insurance

Annual fee	Member himself/herself Free for the first year, 1,375 yen (including tax) for the second and later years * The annual fee for the following year will also be free if you use the card once or more in that year Family card members Free (1 member)
Application qualifications	In principle, those who are aged 20 or older with steady income
Additional card	Family card ETC card*The annual fee is free
Brand
Date and method of payment	27th of each month (automatic transfer) In principle, the usage amount from the 1st to the last day of each month shall be paid on the 27th of the following month. Please put the amount in your account for payment by the day before the date of payment. * If the 27th is Saturday, Sunday, or a public holiday, the date of payment is the following business day. * In the case of usage at an overseas member store, the amount may be billed in or after the month after next.

Usage for shopping

Usage limit	Up to 3 million yen The usage limit is to be determined based on our examination standard.
Payment method	You can choose from a one-time payment, installment payment, bonus lump-sum payment, bonus combination payment, and revolving payment for each usage.
Commission rate	One-time payment, payment in two installments, and bonus payment: The commission rate is free Revolving payment: The true annual rate is 10.2% Click here for a payment in a specified number of installments
Late charge rate	True annual rate: 6.0% to 14.6% * The late charge occurs if the billed amount cannot be withdrawn.

Usage of caching

The details of cashing (cash borrowing by Internet, phone, or ATM) are as follows.

Usage limit	Up to 1 million yen The usage limit is to be determined based on our examination standard.
Payment method	Lump-sum payment (one-time payment) Revolving payment [Revolving method with a fixed basic interest (balance slide)] (Pay a fixed amount on the 27th of each month)
Payment period and number of payments	Payment period 1 to 55 months Number of payments 1 to 55 times

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True annual rate: 18.0%
Example of a payment calculation) If you borrow 100,000 yen on January 15th (not in a leap year) at the true annual rate of 18.0%
(1) Total amount of payment: 109,791 yen (2) Breakdown Principal: 100,000 yen Interest: 9,791 yen (3) Payment amount of each month 1st to 10th times: 10,000 yen 11th time: 9,791 yen
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If you choose a revolving payment, the payment period and the number of payments may vary depending on the balance in accordance with payments and additional usage.
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Late charge rate: 18.0% (true annual rate)
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Collateral/Guarantor: Not necessary
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We have a predefined examination.
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If you use cashing or make a payment by ATM or CD, the following ATM commission (per usage) will be required.
110 yen (including tax) and 220 yen (including tax), respectively, for the usage amounts of 10 thousand yen or lower or over 10 thousand yen.
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The interest rate may change depending on the variation of the financial conditions.
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Confirm the contract contents and use the card in a planned manner.

Inquiries about cashing

Tokyo Information Center: 0120-195-222Business hours: 9:30AM to 5:30PM (excluding Saturday, Sunday, and public holidays)

If you have any trouble related to payment, etc.

Financial Services Consultation And Conflict Solution Center, Japan Financial Services Association: 0570-051-051Business hours: 9:00AM to 5:00 (excluding Saturday, Sunday, public holidays, and New Year's holidays)

Orient Corporation, 5-2-1, Kojimachi, Chiyoda-ku, Tokyo, 102-8503
Registration number Director of the Kanto Finance Bureau (13) No. 00139 Member of Japan Financial Services Association, No. 000006

Overseas travel accident insurance

Contents of compensation	Insurance amount
Death and residual disability	Up to 20 million yen
Injury treatment cost	Up to 2 million yen
Disease treatment cost	Up to 2 million yen
Baggage damage	Up to 2 million yen (Deductible: 3,000 yen per accident)
Compensation liability	Up to 20 million yen
Rescuer cost, etc.	Up to 2 million yen

Domestic travel accident insurance

Contents of compensation	Insurance amount
Death and residual disability	10 million yen

Click here for details of overseas and domestic travel ancillary insurances

Ancillary services

Loss and theft insurance	Should your card used illegally due to loss or theft, Orico would bear the loss of the illegal use up to 60 days before your notification.
Travel-related services	Package tour discount service Discount air ticket service Rental car reservation service Souvenir delivery service